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World Wide Loan Club & our Pay It Forward FAQ's.


Question: I'm confused, how does this all work?
Answer: The purpose of the ginormousprofits.net website is to provide people resources, tools, and support to help them take better adantage of the WLC opportunity.

Question: How much does it cost to join WLC?
Answer: Via SolidTrust Pay it cost $100, plus $3 processing fee. Total cost $103. Note: If you pay by credit card you may be charged an additional transaction fee.

Question: Your site at ginormousprofits.net says $210 to join and PIF. What is PIF (Pay It Forward) and How Does It Work?
Answer: The purpose of the PIF system is designed to help people get started quicker and to build a stronger more active team. The total cost is approximately $210 for each person who joins our team using the PIF system. The concept is basically this: We will "PIF", meaning we will pay your $103 application fee if you agree to do to "PIF", pay the application fee of your next two people. The total cost for everyone who decides to PIF is $206 to $210.

There are a couple ways this can happen:

Option 1. ) If you have no STP funds yet: You pay your sponsor $210 via paypal. Your sponsor will then pay your application fee and the fee of the two people whom you find. This option is best for people who don't have money in STP yet, but want to get started and can pay via another processor such as paypal or alertpay, etc.

Option 2.) If you have STP funds: You pay your own application fee and that of your first referral for a total cost of $206. Then when you find your second referral, we pay this persons application fee. This option is good for people who already have a funded STP account.

Couple notes:

To verify and fund an STP account usually takes about 4 weeks. That is why we offer people to pay us via paypal so that we can pay their application fee and get them started sooner rather than later. We charge just a few extra dollars when someone pays us via paypal to cover our miscellaneous exchange and funding fees.

Bottom line: The cost to join our PIF team is $210 for everyone.


Question: What else should I understand about the PIF process?
Answer: The cardinal rule: Everyone position in the PIF tree costs approximately $210. This means that for the two people who signup under you, they should also be prepared to pay $210.

Here is how it should work....

Remember the PIF forward pricipal is this --> We will pay your application fee with the agreement that you are going to do the same for your two people...so everyone who is in the PIF tree eventually pays for 2 application fee's, hence approximately $210.

For whomever you place below you, those 2 positions should also agree to PIF. Those 2 people would be following a similar process with you...

such as

Option 1. ) They pay you $210 via paypal. And then you pay their application fee and the fee of the two people whom they find. This option is best for people who don't have money in STP , but want to get started and can pay via another processor such as paypal or alertpay, etc.

or...

Option 2.) They pay their own application fee of $103 via STP and for their first person that signs up under them, an additional $103. Total cost is $206. Then you pay the application fee for their 2nd person. This option is good for people who already have a funded STP account.

It all depends on how you bring them in, but the important thing to understand is that every position in a PIF tree will eventually cost $210 and each person needs to find their own 2 people. For anyone you bring, this should be explained to them.


Question: What is STP?
Answer: STP stands for SolidTrustPay. They are the payment processor that WLC uses to pay you your loan disbursments. Everyone who participates in the WLC opportunity needs an STP account. You can register for a STP account here. It is also recommended that you proceed to get your STP account completely verified. To become verified with STP and fund your account from a bank or credit card takes about 4 weeks. The good news is that creating an STP account is free and you can rcv funds into your STP account 5 min after creating it. So to summarize, create your STP account now, work towards getting verified, but you can get started with us now via paypal while you are waiting to get STP verified. See question number 3 above.

Question: Ok I think I understand, but I am not sure I can explain it to people?
Answer: Don't worry too much about explaining it people. Just refer them to your ginormous profits page and this faq page. The system will explain most of it. If you are reading this and still have questions, just send an email to moneyjolt @ gmail.com with your questions.

Question: Will You find my 2 people for me?
Answer: The short answer is No. We do not guarantee that we will do all the work and signup your people for you. We are looking for people who are willing to do just a little work for a big reward. Be careful of anyone who "promises" guaranteed downlines. With that said... if you want honesty and "good" chance of getting people placed below you then we are the best team to join.

Do you really have any chance of getting people placed below you? yes, we place referrals underneath our team members every day, we just don't guarantee it. We are looking for people who are interested in earning a mostly passive income from home and are also interested in becoming involved in a mutually beneficial relationship where we can all prosper.


Question: Do I have to build a downline?
Answer: Not really. You should be prepared to bring two people into this business and then work with those two people. You should also explain to your two people that they should be prepared to do the same. It is really as simple as that. No one needs to be a sponsoring hero. Just work closely with your two people, stay in communication with them and you will do very well.


Question: What if I want to join your team, but I do not want to PIF?
Answer: No problem. The other option to get started in WLC is to just pay your own $103. With this option, we will place you in a branch where no one is "paying it forward". We place everyone who does not want to PIF in this branch. This option is less expensive, and you still may get people but it is growing at a slower rate.


Question: Is WLC legit and will it be around 5 years from now?
Answer: We are people just like you. We are not the company, we are just regular people who are participating and promoting the opportunity that WLC provides. We can confirm that WLC is paying as stated and should be around for years to come.


Question: What happens in this scenario? Bob pays his application fee and then signs up 2 people (Tom and Sue) who also pay their application fee. Bob is now qualified. What happens if Sue does not sign up anyone within 60 days. what happens to the qualification status of Bob?
Answer: Bob's loans are temporarily suspended. Once Sue gets her two referrals again, then Bob would be qualified again and his loans would resume on schedule.



Question: Can you create multiple accounts directly underneath yourself?
Answer: Yes, just so long as the username is different. You can also use the same email and STP account for multiple WLC accounts.



Question: Who should not join this program?
Answer: OK time to be honest. If you are looking for a free ride and going to be a bump on a log, then this is probably not for you. You do not have to be a master networker, marketing genius or a computer programmer to do well here. If you want to earn some money, learn how to be successful and are willing to do just a little bit of work with honest and real people who you can contact for suppport, then you will do fantastic with our group. We want you to be successful and we will help you where possible. We also provide tools, resources and team pages. Now you can go sign up with one of those pie in the sky programs that promise you the moon, but are probably also lying to you...or...you can join a program and team like ours and learn how to be successful with a real people. We hope you join us and look forward to working with you.



To see the Q&A section from the WLC site, click here


Please check your inbox for an email
from your Ginormous Profits/WLC representative.
They will help you get started with our team.